Tag: small-business-insurance-coverage
Debunking Small Business Liability Insurance Myths
In my 15-plus years consulting with small business owners, I’ve heard it all when it comes to insurance. The most dangerous sentiment I encounter is the belief that a major liability event “won’t happen to me.” This thinking is often rooted in a series of pervasive, and costly, misunderstandings. These aren’t just academic errors; they […]
CGL Exclusions: What Your Business Policy Won’t Cover
As a small business owner, you invested in a Commercial General Liability (CGL) policy to protect your hard-earned assets. You feel secure, believing you have a safety net for unexpected accidents and lawsuits. But what if that safety net has holes you don’t know about? The reality is that no insurance policy covers everything. The […]